Incorporated business? Stop paying out-of-pocket.

Have your business cover your health expenses

Join the growing number of small businesses using the Hiveworks Health Spending Account to unlock savings and simplify health reimbursements.
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Maximize Savings

Turn eligible healthcare bills into tax-deductible business expenses

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Digital First

Open your HSA and submit claims in just a few minutes - all online

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Built for Small Business

For owners who want flexibility without the high cost

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Full Transparency

No hidden fees, no admin fees - clear, upfront annual pricing

What is the Hiveworks HSA?

The Hiveworks Health Spending Account (HSA) is a self-insured benefit plan that allows you, as an incorporated individual, to have your business reimburse you for personal health expenses.

In a self-insured plan, your corporation takes on the responsibility of covering these healthcare costs instead of a third-party insurance company.

You pay for eligible expenses out of pocket, and Hiveworks handles the administration to ensure your business reimburses you in accordance with CRA guidelines.

How the Hiveworks HSA works

Shift personal health expenses to your business in just a few clicks!

1. Pay for Health Expenses

After signing up for Hiveworks, continue to pay out-of-pocket for medical or dental expenses like you normally would.

2. Submit Your Claim

Upload your receipt and submit your claim in minutes via our secure web app.

3. Your Corporation Pays Us

Once your claim is approved, we invoice your business for the total amount (health expenses, taxes).

4. We Reimburse You

After your business pays, we reimburse you personally for the claim amount and provide clear documentation for easy bookkeeping.

Convert personal health expenses into tax-free business withdrawals.

Ready to start saving?

Hiveworks offers a simple online setup process and clear, transparent pricing.

Get Started Today

Have questions? See our FAQs or Contact Us