Insights

Leverage your business to open up a Health Spending Account to cover your health and dental expenses. Reimburse your family 100% tax-free with an HSA. Pay $0 premiums.

Using an HSA in Ontario? Learn why 8% RST and 2% Insurance Premium Tax apply to every claim, what happens if a provider didn’t charge it, and how to stay compliant.

A clear guide to HSA expenses that are ineligible for reimbursement, including products, wellness services, memberships, and cosmetic procedures.

Learn what a PHSP (Private Health Services Plan) is, how it works under CRA rules, and how an HSA fits within that structure for incorporated Canadians.

A Health Spending Account can fill the gaps in your group benefits plan. Learn how to pair an HSA with insurance to cover more and save.

Learn which health and dental expenses are eligible under a CRA-compliant Health Spending Account. We break down authorized practitioners, covered medical costs, and key rules to keep your HSA compliant.

A technical guide to how Hiveworks structures its HSA to meet the CRA’s eligibility requirements for a PHSP.

Even with spousal benefits, you’re still paying out of pocket. Discover how a Hiveworks HSA helps incorporated individuals cover what group plans miss.