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April 12, 2026

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1 min

Can You Claim Psychology and Counselling Through Your HSA in Canada?

Psychology and counselling sessions can be eligible under your Health Spending Account depending on your provider's designation and the province where the service is delivered.

Who Qualifies as a Provider

The table below outlines which practitioners are recognized and where.

Designation Eligible Provinces
Psychologist All provinces and territories
Psychological Associate British Columbia, Manitoba, Ontario
Registered Psychotherapist Ontario
Counselling Therapist New Brunswick, Nova Scotia, Prince Edward Island

What This Means in Practice

Many therapists and counsellors provide valuable care but practise under designations the CRA does not recognize for HSA purposes.

Before assuming a session qualifies, confirm your provider's designation and whether it is recognized in the province where the service is delivered.

A social worker, life coach, or general counsellor may not qualify even if they provide similar services.

What to Keep

A receipt showing the date of session, provider name, their professional designation and registration number, and the amount paid. Submit through your Hiveworks account and claim any unpaid balance after other coverage.

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